Tenants Contents Insurance with Assured Protect: Comprehensive coverage for your personal items
Renting your home is the same risk as owning your own home ... when it comes to protecting your personal items.
As a tenant, you also need to consider risks such as theft, fire, and flooding, as well as protecting the values of your record collection, furniture, cash, laptops, and also including your clothes and artworks.
Tenants don't usually need to worry about buildings insurance, because landlords will typically buy their own insurance to protect the structure of the property, but everything inside those four walls, and away from home too ... will usually be your responsibility.
What We Do, And What's In It For You:
What’s usually covered?
✔ Fire - You’re covered if your belongings are damaged or destroyed by an accidental house fire
✔ Theft - You’re covered if your belongings are stolen or damaged during following a burglary or attempted break-in
✔ Burst pipes and escape of water - This includes water leaking from washing machines, dishwashers and heating systems
✔ Storm damage - You can usually claim for belongings damaged by a storm
✔ Loss of frozen food - Renters policis could pay up to a certain amount if food in your freezer is spoiled or damaged
✔ Vandalism - You’re covered for malicious damage to your possessions
✔ Tenants’ liability cover - Covers accidental damage to your landlord’s property, plus legal costs if you have to go to court over a dispute
✔ Alternative accommodation - Your policy can pay out for short-term accommodation and storage if your rented home is so badly damaged that you can’t stay there
Optional extras could include
Accidental damage cover - Accidental damage insurance covers mishaps at home, like spilling paint on a rug or knocking your laptop off a table.
Personal possessions cover - Your tenants’ insurance only covers your things when they’re in your home, and about as well. You can claim if your laptop falls and breaks in a cafe or your phone gets stolen when you’re out with friends.
Bicycle cover - Renters’ insurance often includes bicycles while they’re stored securely at home.
Why Choose Assured Protect for Tenants Insurance?
Tailored Insurance Plans: At Assured Protect, we understand that every rental property and tenant's needs are unique. Our policies are fully customizable, so you can choose the coverage that best suits your tenancy and lifestyle.
What’s covered? We can help and guide you through;
Accidental damage - Covers drops, knocks, spills and other accidents to your belongings
Extra seasonal protection - £1,000 free cover to protect Christmas gifts bought for loved ones
Fire & flood damage - Covers your contents if a fire or flood at your home damages them
Theft & vandalism - Protects your belongings if they are damaged or stolen following a break-in
Sheds and garages - Limited cover for items stored outside in a shed or garage
Mobile devices - Cover for £500 of handheld mobile devices included with contents cover
Pet Damage Protection - Covers damage caused to personal items or the landlords property.
Replace lost keys - Repair or replacement of broken or lost keys, locks or alarms up to £500
Get Started with Tenants Insurance Today
Protect your personal belongings and also possible damage to your landlord's property with Assured Protect’s comprehensive tenant insurance. Our policies are designed to cover the unique challenges of being a tenant, ensuring that own personal possessions are fully protected at or away from home. Contact us today to learn more about our tenant insurance services and get a tailored quote.