Life Insurance for landlords; Securing Your Hard Work and Investments
You may not be aware, but Assured Protect is a Company created by financial advisers and property investors, ie people who live and breath property and finance, but who also live every day in the knowledge of the 'what if' consequences should a serious illness, loss of ability to work, or even premature death occur.
A BTL owner is not just responsible for their property(ies) and their tenants during their lifetime, but also in the event of death there are additional considerations to be immediately dealt with as well, such as;
repayment of BTL mortgages
updating lenders and property insurance companies
continuation of tenancies, and providing tenants with their own peace of mind about what's going to happen to their home
administering the Will and asset distribution
payment of life insurance proceeds (via Trusts, if arranged)
dealing with Inheritance Tax
Whether you are looking for whole of life insurance, term cover, income protection, family cover, mortgage protection, IHT liability cover, Guardian Provision insurance or you want to know how to arrange the best financial security strategy including Trusts, the experienced and expert Advisers at Assured Protect are here to help.
Our landlord life insurance options are designed to provide you with the peace of mind that comes from knowing your family will be financially secure, no matter what life throws your way.
Providing a lump sum of cash, or a replacement income, should an unforeseen event occur - such as premature death, a critical illness, a sickness or a work-stopping accident or injury - we can show you the best value, most flexible 'safety nets' for you and your family.
If you need to pay off a mortgage, provide ongoing income to pay the rent, fund medical expenses, replace wages when unable to go out and earning an income ... Assured Protect's team of professional Advisers can show you your eligible options.
What We Do, And What's In It For You:
Tailored Life Insurance Plans: We know that every family has unique needs. Our life insurance plans are flexible and customisable, ensuring that your coverage fits your lifestyle, budget, and long-term goals. Whether you're starting a family, buying a home, or planning for retirement, we have a plan that works for you.
Comprehensive Coverage: In the event of your passing, your loved ones will receive the financial support they need to cover living expenses, outstanding debts, and future goals like education and retirement. Our life insurance policies can be designed to cover everything from funeral costs to income replacement.
Critical Illness and Disability Protection: In addition to life cover, we also offer policies that protect you in the event of a serious illness or disability. These policies ensure that you're covered if you're unable to work due to a health condition, giving you the time and financial resources to focus on your recovery.
Whole of Life and IHT liability cover: Not all life events can be calculated within specific terms. Whole of life insurance cover provides permanent insurance protection paying out when you die, not if you die. If you have an inheritance tax bill to pay, whole of life cover, properly structured, is an option which most professionals will utilise.
Flexible Payout Options: Assured Protect offers various payout option policies, including lump sums or regular payments, depending on your preferences and the needs of your beneficiaries. We work with you to choose the best structure for your situation.
Life insurance in Trust; And this is where we differ from most other insurance advisers. We work with you to ensure that you understand what a life insurance Trust is, how you can make sure the right people get all of the money straight away, and if appropriate we will then facilitate the Trust also speaking with your Trustees to make them aware of their role too.
Why Choose Assured Protect?
Personalised Solutions: Life insurance is not one-size-fits-all. We take the time to understand your personal situation and goals, offering solutions that are tailored to your needs and providing you with the coverage you can rely on.
Expert Guidance: Our experienced team is here to guide you through the process of choosing the right life insurance coverage. We’ll help you evaluate your options and ensure that you’re making an informed decision for your family’s future.
Affordable Coverage: We believe that financial security shouldn’t come at a high price. Assured Protect offers competitive rates on all our life insurance policies, so you can afford the protection you need without breaking the bank.
Reliable Support: Assured Protect is with you every step of the way. From initial consultation to claims support, you can count on us to be there when you need us the most.
Easy Application and Fast Approvals: We make securing life insurance simple. Our application process is straightforward, and we aim for quick approvals, so you don’t have to wait to secure your family’s financial future.
Get started with your landlord life insurance cover today
Protect yourself, your family and your BTL liabilities with our comprehensive range of policies. Secure the protection you need to safeguard those you wish to protect. Contact us today for more information or to get a personalised quote for your life insurance cover.