This article will be short and sweet - the message is to the point, because it's so important and no 'waffle' is needed.
You, and your family, are so valuable and important.
And most people agree with that sentiment, so why, in our decades of insurance adviser experience, have we never met anyone who has ......
1 - satisfactory fit for purpose and appropriate life insurance which covers the right term(s), amounts and product features to pay off all mortgages .... plus loans plus credit cards plus overdrafts plus business liabilities plus funeral costs plus IHT liabilities, plus enough income to continue to support the surviving family
plus
2 - the same 'qualities' above for their income protection, critical illness cover, health insurance and short term illness protection
plus
3 - a current, valid and robust Will providing security for the (sometimes extended and complex) family and children
plus
4 - the simultaneous Lasting Powers of Attorney arrangements for both health and wealth situations
plus
5 - all life insurance policies written in to Trust ensuring that the right money goes to the right people at the right time
I could go on (!) but the above small list of financial planning matters should be the bare minimum considered when properly arranging personal and family financial security .... we just never see it all in place.
If you do have it all in place, propery secured under Trusts, up to date, and structured in a way that no debts, financial detrimemt, taxes and final expenses are left uncovered,, thank you and sincerely, well done.
But be honest, have you really?
When was all (or some) of the above that you currently have in place properly reviewed by an insurance and estate planning professional adviser ?
So, here is our challenge to you (and we already know that only those who are open minded enough and brave enough to have read this far and ready for such a challenge will reply - a bold statement we know, so challenge us too!) send us your name and contact details (and some brief info if you want too) and we will provide you (and your family) with;
a full financial security planning review - NO advice fees charged
a legally binding single or joint Will - we will give you a 100% discount off of the standard price
we will arrange for all of your life insurance policies to be written in to Trust - no charge for this service
We challenge you to challenge us that we can help you and give you a Free Will, a Free Trusts service and a fully insurance review, without advice charges.
Send us your details here and we will call you back to discuss further.
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